ආයුබෝවන්!!!

කොටස් වෙළඳපළ ආයෝජනය පිළිබඳව ඔබට එන ගැටළු වලට පිළිතුරු සපයන්නට අප සූදානම්.

මෙන්න මෙතනින් යන්න.
ගැටළුව සරළව කෙටියෙන් සඳහන් කරන්න.
"ආයෝජන උපදෙස් ලබා දෙනු නොලැබේ."

Friday, July 22, 2011

Investing Vs Saving

Q:
what is the best way for accelerate money 
I) investing stock market
II) saving money in Bank

If my Bank saving Account give 6% Interest Rates per month can i earn better value than i can get per month from saving account
(i mean is better than saving in bank)




A:
1st I want to tell you this. there's no bank in sri lanka who gives 6% interest per month. it should be per year. (the max interest rate I know is given to fixed deposits is 9%.)
The best way is to increase money from these methods is investing in shares.
But if u do not know nothing on that,do not like to face any risks, and do not have time to spend on that area it is not the best way for you. Coz when u deposit in a bank u have to look for nothing, the money will be there and bank will give u an annual interest, but when investing u have to spend some time on that, talk to your broker, look at the market prices, watch for financial news, etc.
If u cannot do those, investing in the capital market is not a good solution. but there is another less risk method to invest. that is investing in unit trusts. There is an article on Unit trusts on the site. Please read that too.

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